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Terms and Conditions

Privacy Policy

FACTS: WHAT DOES CREDIT ONE LLC DO WITH YOUR PERSONAL INFORMATION



WHY?

Credit Services Organizations choose how they share personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect personal information. Please read this notice carefully to understand what we do.



WHAT?

The types of personal information we collect and share depend on the product and services you have with us. This information can include:

  • Social Security number and income
  • Account balance and payment history
  • Credit history and credit scores


HOW?

All credit services organizations need to share customer's personal information to locate loans for customers and run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Credit One LLC chooses to share, and whether you can limit this sharing.



REASONS WE CAN SHARE YOUR PERSONAL INFORMATION DOES CREDIT ONE LLC SHARE? CAN YOU LIMIT THE SHARING?
For our everyday business purposes - such as to apply for loans on your behalf; assist you to improve your credit, and respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes - to offer our products and services to you YES NO
For joint marketing with other financial companies YES NO
For our affiliates everyday business purposes - information about your transactions and experiences NO We Don't Share
For our affiliates everyday purposes - information about your credit worthiness NO We Don't Share
To our affiliates to market you NO We Don't Share
For non affiliates to market you NO We Don't Share


TO LIMIT OUR SHARING

  • Call 440-455-1177
  • Mail a notice to us at 23821 Lorain Rd, North Olmstead, OH 44070

Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.



QUESTIONS

Call 440-455-1177



WHO WE ARE

Credit One, LLC



WHAT WE DO
How does Credit One, LLC protect my personal information? To protect your information from unauthorized access and use, we use security measures that comply with federal law. These measures includes computer safeguards and secured files and buildings.
How does Credit One, LLC collect my personal information? We collect your personal information, for example, when you

- Apply for a loan through our efforts
- Make loan payments

We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only

- Sharing for affiliates' everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? If you have a product held jointly with another person(s), each of you may opt out individually or you may opt out for each other.